Landlord Insurance for Your Every Rental Scenario

The Commercial Home Insurance policy is a perfect solution for landlords looking to protect their rental property investment.

Our landlord insurance policy provides cover for:

At Laferla, we understand the unique challenges and responsibilities that come with being a landlord. That is why we offer comprehensive landlord insurance solutions tailored to meet your specific needs.

With our policies, you can have peace of mind knowing that your property and finances are protected against unforeseen circumstances.

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Property Protection

Our policies provide coverage for the physical structure of your rental property, as well as any other structures on the premises.

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Your Contents

Accidental loss or damage to personal belongings and valuables whilst anywhere in Europe or worldwide.

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Liability Coverage

Our liability coverage helps protect you from legal and medical expenses if a tenant or visitor is injured on your property and sues for damages.

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Tenant rent default

Rent owed by the tenant(s) under a lease agreement if they stop paying rent or leave before the end of the tenancy period.

24/7 Emergency Assistance Services

The most innovative part of our Home policy provides you with a 24/7 Emergency Repair Service.

The policy will cover sudden or unexpected breakdown or damage to piping, complete failure of the electrical supply, loss or theft of keys or damage to locks, etc.

The standard cover also includes:

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Accidental loss and/or or damage to landlord’s buildings

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“Trace and Access” cover for burst pipes

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Accidental loss and/or or damage to contents belonging to landlords and tenants alike

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Mechanical or electrical breakdown to air-conditioning and energy saving equipment

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Tenant rent default

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Loss or damage to new fixtures and fittings in the process of being installed

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Temporary alternative accommodation or loss of rent following an insured loss

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Loss or damage to locks and keys

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Fire extinguishing expenses

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Loss of metered water and oil

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Loss of metered water and oil

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Garden furniture and equipment within the boundaries of the property

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Damage by emergency services in force exit or enter cases during emergency

Contact Us to Get Landlord Insurance

Buildings and Contents cover is provided on an Accidental Damage basis rather than an Insured Perils basis.

This means that you are offered a much wider scope of cover, since any accidental damage to their insured property will be covered, unless damage is caused by one of the limited number of exclusions specified in the Policy.

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7 Day Claims Settlement Promise

The most innovative part of our Home Policy provides you with a 24/7 Emergency Repair Service to secure your home and prevent further loss or damage occurring following an emergency.

You can easily Submit your Claim online

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Please refer to the Product Information Document for a full description of cover and exclusions

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Policy Document

for policies taken up or renewed on or before 01/11/2023

Download
Insurance Product Information Document (IPID) icon

Insurance Product Information Document (IPID)

Download

Commonly Asked Questions

Find the answers to frequently asked questions here. For any other inquiry please click button below.

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